рдмреИрдВрдХ рдХреЗ рдмрд╛рд░реЗ рдореЗрдВ (About Punjab National Bank (PNB))
Punjab National Bank (PNB) is the second largest public sector bank in India, established in 1894 by leaders of the Swadeshi movement including Lala Lajpat Rai. PNB serves over 180 million customers across 10,000+ branches. Its PNB ONE app is a secure digital platform for retail and MSME banking.
рдкреНрд░рдореБрдЦ рдЙрддреНрдкрд╛рдж рд╡ рд╕реЗрд╡рд╛рдПрдВ (Products & Services)
PNB ONE Digital Banking
Unified mobile banking with biometric login, UPI scan, and virtual debit card.
PNB Max Saver Account
Premium savings account with high daily ATM withdrawal limit and complimentary accidental insurance.
PNB Housing Loan (Pride)
Affordable residential home loan scheme for public and government employees.
PNB Kisan Tatkal Rin
Instant agricultural credit for farmers during cropping cycles.
рдкрд╛рддреНрд░рддрд╛ рдФрд░ рджрд╕реНрддрд╛рд╡реЗрдЬ (Eligibility & Documents)
рдкрд╛рддреНрд░рддрд╛:
- Indian citizens 18+ years; joint and minor accounts with guardians permitted.
рдЖрд╡рд╢реНрдпрдХ рджрд╕реНрддрд╛рд╡реЗрдЬ:
- Aadhaar Card, PAN Card, Form 60 if PAN not available.
рд╢реБрд▓реНрдХ рд╡ рд╡рд┐рд╡рд░рдг (Verified Charges)
| рдордж (Service Head) | рд▓рд╛рдЧреВ рд╢реБрд▓реНрдХ (Applicable Charge) |
|---|---|
| Quarterly Average Balance (QAB) | тВ╣2,000 (Metro/Urban), тВ╣1,000 (Semi-Urban), тВ╣500 (Rural) |
| Internet / Mobile NEFT | Nil |
ЁЯЫбя╕П DICGC тВ╣5,00,000 рдЬрдорд╛ рд╕реБрд░рдХреНрд╖рд╛ рдЧрд╛рд░рдВрдЯреА
Yes (Statutory тВ╣5,00,000 per depositor insurance)
рдЬрдорд╛рдХрд░реНрддрд╛ рдХреЗ рдмрдЪрдд рдЦрд╛рддреЗ, рдЪрд╛рд▓реВ рдЦрд╛рддреЗ рдФрд░ рдПрдлрдбреА рдХреА рдХреБрд▓ рдЬрдорд╛ рд░рд╛рд╢рд┐ рдкрд░ рдкреНрд░рддрд┐ рдмреИрдВрдХ рдЕрдзрд┐рдХрддрдо тВ╣5,00,000 рддрдХ рдХреА рд╡реИрдзрд╛рдирд┐рдХ рд╕реБрд░рдХреНрд╖рд╛ рдкреНрд░рд╛рдкреНрдд рд╣реИред